About Drops Savings and Investments

Drops savings investment was established in Dubai in 2006 to help people to attain their financial goal by promoting savings and investment.

Concept of Drops Savings and Investments is purely for small and middle income people who are poor dads. Focus is on people who have only drops, not ocean! We want to change the paradigm of spending, unaffordable luxuries, personal debts and financial wastes which make them more poorer! (and we blame governments that its policies make rich richer and poor poorer!). We want to develop the culture of savings and investment. We want to impart the financial discipline among middle and lower income class.

At the beginning, Drops Savings and Investment started a pooled investment scheme which collected Dhs 250 every month from about 15 members consisted mainly close friends. The main objective of this scheme was to get away with the misconception about investig in shares that it is just gambling in which people make and lose huge money. This pooled investment scheme survived the boom and gloom in share markets from 2006 to 2009. This scheme was closed in October 2009 proving the investmnt philosophy of Drops Savings and Investment is jsut right. It saw the sky high and rock bottom level of stock indices and the indices has not yet reached back to its peak, but all the money with decent gain were returned back to the investors in October 2009 with a request to invest this back in shares on their own.

Drops Savings and Investments believe in long term investments in shares. Sustained regular investment in shares will give reasonable return irrespective of up and downs of the share market over the period. Invest in companies not in market or index.

Drops Savings and Investments encourages investment in shares of ethical and Shar'ia compliant companies.

Now Drops Savings and investment focuses on helping people to attain their financial goals by encouraging savings and investments and educating and guiding them in this respect.

Its main objectives are:

- Promote savings among small and middle income people.
- Guide them on how and where to invest.
- Educate them on various savings and investment options.
- Spread awareness for financial discipline that lead them to financial freedom.

Yours Truely

Drops Savings and Investments Team

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